First-Time Buyer? Here’s What to Know in 2025

🏡 Feeling Nervous? Totally Normal. Buying your first home can feel overwhelming—but the right team makes it manageable (and exciting!).

💰 Affordability & Budgeting: A lender helps you understand what you can afford, how much you'll pay monthly, and what today’s mortgage rates mean for your finances.

🔍 Inspections Matter: A home inspection gives you a clear picture of the property—and a chance to negotiate repairs or request a warranty.

📈 Stretch Smart, Not Too Far: It’s okay to tighten spending short-term, but don’t overextend. Your income will likely grow over time—your payment stays fixed.

📚 Know the Lingo: Understanding terms like appraisal, equity, down payment, and pre-approval puts you in control.

🏠 Renting vs. Owning: Rent goes up. Ownership builds wealth through appreciation and equity. Most renters say they’re worried about falling behind financially.

🗺️ Your 9-Step Roadmap: From pre-approval to moving day, we guide you every step of the way.

📉 Low Down Payments Exist: You don’t need 20% down. Most first-time buyers put down around 9%—and 0–3% options do exist.

🎯 Get Help Paying for It: Down payment assistance averages $17,000—but nearly 80% qualify and only 13% use it. Let us help you tap into what’s available.

🧠 Good Agents Make All the Difference: From negotiations to paperwork to tough questions, we’re in your corner the whole way.

 
Want the full First-Time Buyer Guide or a free consultation? Reach out—we’ll help you take the first step with confidence.