Mortgage rates in Denver have dipped to 6.3%, according to Freddie Mac’s Primary Mortgage Market Survey as of September 25th. For buyers, that’s a meaningful improvement compared to the 7%+ highs we saw earlier this year. But does it make buying truly affordable, or should you wait for rates to drop further?

In the video below, I break down what this shift means for monthly payments, buyer demand, and seller strategies.

If you’re wondering how today’s 6.3% rates affect your buying power, let’s run your numbers together.

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